Category Archives: Life Insurance

Utilizing the Catchup Provision Could Save 20% or more!

We have two recent posts Guranteed Universal Life Landscape Q3 2020 and Using Hybrid Guaranteed Indexed Universal Life that do a good job of covering the GUL…
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Using Hybrid Guaranteed Indexed Universal Life

When we look at the GUL Landscape, we have seen a considerable change in the leverage we are able to provide our clients.…
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Guranteed Universal Life Landscape Q3 2020

With continued low interest rates and muted client engagement in 2020, the Guaranteed Universal Life (GUL) space has become smaller and more competitive…
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John Hancock Instant Decision Underwriting

John Hancock has a process tied to their brand new eApp for Instant Decision Underwriting.  This process requires the agent to login to…
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Protective Reprices Classic Choice Term!

Protective has repriced their Classic Choice Term to have new lower rates in multiple cells.  This is putting them in the TOP 3…
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PacLife Increases Face Amount Limit for PL Promise GUL as of September 21, 2020

Pacific Life is increasing the PL Promise GUL1 face amount limit to $3.5 million effective September 21, 2020. PL Promise GUL is a universal life insurance product with…
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New Rates for PL Promise Term Life Insurance

On September 7, 2020, Pacific Life Insurance Company is adjusting rates for PL Promise Term,1 a product specifically designed to serve the death benefit…
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Important Changes to Application Processes at Principal

The response to our temporary guideline adjustments announced at the end of July has been very positive. We appreciate your support. And we hope…
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Global Atlantic Opens Foreign National and Underwrites to age 79

In March 2020, Global Atlantic announced temporary underwriting guidelines to address the risks associated with the Covid19 pandemic. These changes were necessary to…
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How Would Indexed Universal Life Perform in the Worst, Best,and Most Recent Markets?

[vc_row][vc_column][vc_column_text]The market can be volatile and this volatility can often create uncertainty around "how safe is my money", regardless of what vehicle your…
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