Category Archives: Life Insurance

Does Indexed Universal Life Work?

[vc_row][vc_column][vc_column_text]I often get asked "Do you believe Indexed Universal Life works?".  It's an interesting question and certainly many valid arguments on each side…
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Nationwide CareMatters® II Product Update

Nationwide is committed to carefully managing our life product portfolio to remain a strong, stable carrier you can rely on. To keep this…
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Global Atlantic Cap and Interest Rate Change Effective May 8th

The uncertainty related to the Covid-19 crisis has impacted the economic environment, further lowering long-term interest rates and increasing volatility in equity markets.…
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John Hancock: Policy crediting rate and indexed parameter changes

At John Hancock, we’re proud of our lengthy track record for delivering exceptional policy performance for customers. Our investment capabilities are at the…
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Mutual of Omaha Announces IUL Express Cap and Participation Rate Reduction

Effective June 10, 2020, we will be making changes to our participation and cap rates on our IUL Express product. These rate decreases come…
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Update to SBLI’s Response to COVID-19

SBLI continues to closely monitor the COVID-19 pandemic and its impact on our business. We stand ready to support you through these challenging times,…
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Forresters: Effective April 18, 2020 Accelerated Death Benefit Rider (ABR) available in California

What you need to know: Updates to the application package have been made on the following ABR eligible products in California: • Foresters…
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Protective New Products: Lifetime Assurance UL AND Classic Choice Term 35/40 Now Available!

Protective now has 2 New Product Options you can provide to your agents! Introducing Lifetime Assurance UL (LAUL) and Classic Choice Term 35/40 year options.  Please see below for…
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Symetra: TEMPORARY CHANGES TO OUR UNDERWRITING GUIDELINES

Today, we are announcing temporary changes to our underwriting guidelines as they relate to older ages, smokers and clients with additional comorbidities. These…
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Underwriting Update – New Business from John Hancock

We are open for business and can offer you and your clients our full underwriting capacity up to age 79.  In addition, we…
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