Category Archives: Life Insurance

Increase to Face Amount Limit to $5 Million for PL Promise GUL Effective January 11, 2021

Pacific Life is increasing the PL Promise GUL 1 face amount limit from $3.5 million to $5 million effective January 11, 2021. PL…
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AIG COVID-19 Underwriting Update

Following up on last month’s COVID-19 underwriting update, we want to touch base with you to verify that the second phase of our…
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Important Updates Regarding Cap and Illustrated Rates

If you follow the markets, you already know there’s been significant volatility, which is seemingly par for the course in 2020! As you…
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AIG COVID-19 underwriting guidelines effective 12-14-20

With the continued surge in COVID-19 cases across the country, we are now seeing new records in positive cases, hospitalizations and number of…
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AG-49a Transition Resource

AG 49a is expected to go into affect December 14, 2020 and most Insurance Companies are prepared to be ready prior to that…
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Reprice on Protective Advantage Choice UL

Effective October 19, 2020, our Protective Advantage Choice UL product will be repriced with a slight rate increase to accommodate the current interest…
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Why We Sell Life Insurance

I was on LinkedIN earlier this week and I came across a post from a 2nd level connection that disturbed me enough to…
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This Shocking IUL Solve Beats Fixed Indexed Annuities

With the Life Industry and Annuity Industry facing pressures due to the interest rate environment and regulation, it's important to think "outside the…
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Tax Free Income Landscape

The Insurance Industry has been under a lot of stress lately due to regulation, low interest rates, and high volatility.  These pressures have…
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AIG COVID-19 Underwriting Update

 As COVID-19 case numbers improve across key markets, is announcing that they are revising their temporary guidelines to provide more opportunities for cases…
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