AIG COVID-19 underwriting guidelines effective 12-14-20

With the continued surge in COVID-19 cases across the country, we are now seeing new records in positive cases, hospitalizations and number of deaths per day. For this reason, we need to put a hold on our plans to relax our temporary COVID-19 guidelines, and for some cases we are reinstating stricter guidelines.

We understand this is disappointing news, and we have made every effort to make these latest adjustments as minimally disruptive as possible. For this reason, we will employ a two-step approach that provides a 4-week window allowing us to monitor developments and adjust if trends improve.

Here are the adjustments to our current temporary guidelines that will go into effect in two steps beginning December 14:

Step 1, effective December 14

• All pending cases for ages 70-75 will be postponed
• All pending cases with a ratable BMI will be postponed

Step 2, effective January 11, 2021

• All rated pending cases for ages 60-65 will be postponed
• We will eliminate the use of credits on all pending cases

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