Protective Improvements to Classic Choice Term and Indexed Choice UL Now Available in NY

Effective 9/18/2023. Please see below for a quick overview, and click on the bulletins for complete details.

Indexed Choice UL Reprice & Now Available in NY – (Click for ICUL Bulletin)

NY Version

  • Available for sale via EZ-App 9/18/2023 (available on iGO 10/4/2023) – No Paper Applications
  • No Lapse Guarantee up to Age 85
  • Available as a conversion option from Classic Choice Term NY.

Non-NY Version

  • Protective improved our competitive positioning on guarantee to age 90 solves
  • Most significant improvements are for single pay scenarios
  • Short pay and Level Pay scenarios have also been improved (allows up to $3M annual premiums)

Classic Choice Term Reprice – (Click for CCT Bulletin)

  • Improved competitive positioning (Top 3 option in 71% of scenarios)
  • One of only 3 carriers who have up to 40-year term option
  • Offered as both Drop Ticket and Paper Applications

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