During the height of the COVID-19 pandemic, North American made some underwriting
modifications to accommodate for paramed exams that were harder to schedule.
As things begin to open back up, we are reverting back to our standard timelines for processing
Effective June 1, 2021:
• The shelf life for labs (blood, urine, and EKG) and paramed exams will revert back to 12
months (currently 24 months)
• Insurance labs from other companies will revert back to 12 months (currently 24
• A case awaiting underwriting requirements can remain pending for up to 90 days,
depending on New Business/Policy Change approval (currently can remain in pending
status for up to 120 days)
The deadline for receiving premiums (after the policy has been issued) is 45 days.
In addition, effective June 1, 2021, the below maximum table ratings and flat extras will go into
Issue age Maximum Table Rating Maximum Flat Extra
0 – 65 Table 8 $12.00 per thousand
66 – 74 Table 4 $6.00 per thousand
75 – 79 Table 2 $3.00 per thousand
80+ No offer – postpone N/A
With NFG Brokerage, you no longer need to depend on a one size fits all approach. We work hard for you to create customized insurance strategies to help you deliver the most affective solutions to your clients. Your success is our success...don't delay!
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