Cincinnati – Changes to Return of Premium Term

Effective June 16

Premium rates and maximum issue ages will be adjusted for our Return of Premium Term product.

Some key takeaways:

• Most, though not all, premium rates are increasing, primarily due to interest rate environment,
• To receive current rates, applications must be signed before June 16, and received by us by June 22,
• Larger face amounts and shorter term periods tend to have smaller increases,
• Maximum issue ages were decreased by five years on each of the products,
• ROP products are eligible for Rapid Review (subject to Rapid Review guidelines),

Updated rates and plan information will be available on June 16^th at https://www.cinfin.com/term-rop-agent

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