Securian – Administrative Alert Changes to Indexed Life Portfolio


From Securian

Due to ongoing volatility in the capital markets, it has become necessary to reduce cap rates and participation rates on some of the accounts within our Indexed Universal Life (IUL) product portfolio.
These changes will take effect for all premiums received and new indexed segments created after Friday, July 15, 2022. All premiums received on or before July 15 for approved and existing policies will have current rates applied. Illustrations will be updated on July 16, 2022.

Many considerations go into determining the cap and participation rates – and we want to make sure you understand how they are determined and why they change.

How caps and participation rates are determined


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