Regulatory Update: AG 49, Illustrations Using Multipliers

[vc_row][vc_column][vc_column_text] If you haven’t heard, a vote was taken by the Life Actuarial Task Force (LATF), an advisory task force at the National Association of Insurance Commissioners (NAIC). On 10/17/19, LATF directed a subgroup of NAIC members to develop changes to Actuarial Guideline XLIX (AG 49) so that Indexed Universal Life insurance (IUL) products with multiplier-related benefits illustrate no better than those without multiplier-related benefits. We expect that regulators will develop these changes over the next few months. 

Please stay alert at product announcements, changes, and illustration regulations being implemented as a result.

If you haven’t hear a reaction to the vote from PacLife*: [fivo_docs title=”NAIC Vote Response” ids=”2577″]


*we do not represent PacLife IUL, this is for informational purposes only.


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