Palladium Multi-Year Guarantee Annuity Product Update

Palladium Multi-Year Guarantee Annuity Update Effective 9/01/2020:

  • New $250,000 and higher rate band that adds 25 bps to the base crediting rate for all years.
  • Maximum issue age increased to age 90 
  • 10% free withdrawals will be available in year 1 (excluding CA and NY; will be interest-only in year 1 then 10% thereafter) 
  • Terminal Illness Surrender Charge Waiver is now available in most states
  • Updated to be Owner-driven for payout and commissions
  • Maturity date has been extended to age 100
  • Updated Market Value Adjustment (MVA) Formula 

To get help with new illustrations or for more information, call 800-568-5667 or email us at [email protected]

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