Pacific Life – PL Promise Term Has Been Repriced!


Pricing Improvements!

Pacific Life recently repriced PL Promise Term life insurance rates to be even lower.

PL Promise Term is Pacific Life’s product specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K).

Pricing Sweet Spots

  • Top 3 for 100% of annual mode Preferred Best No Nicotine and Preferred No Nicotine combinations
  • Top 3 for 96.0% of preferred no-nicotine rate class combinations (Preferred Best No Nicotine, Preferred No Nicotine, Select No Nicotine)
  • Top 3 for 94.9% of 25-year term combinations
  • Top 2 for 100% of the face amounts less than $100k

Pricing Matters, But Consider The Whole Term Package!

PacLIfe is even more competitive. But the price isn’t the only thing to consider. Before you decide on a carrier based on a few pennies difference, ask yourself if the carrier offers value-added features to help you build a sustainable business.

  • Up to $2 Million Accelerated and Fluidless Underwriting
  • Time-Saving eCapabilities
  • Strong Brand Power
  • Competitive Conversion Product
  • Flexible Policy Riders

Click here to see additional information


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