Pacific Life PL Promise GUL & PL Promise Conversion UL: Reproce & Enhancements in Washington, D.C

PL Promise GUL and PL Promise Conversion UL have been repriced and now offer the following
enhancements in Washington, D.C., beginning October 16, 2023.

Enhancements

• Greater commissionable target premiums (now in top 3 among competitors)
• Higher return of premium feature (for policies over $250K face amounts)
• Larger PL Promise GUL maximum face amount (to $20M to age 71)

Higher Return of Premium Feature

Additionally, we’ve improved the return of premium feature for both products by further enhancing the
no-cost Enhanced Surrender Value Rider (ESVR)5
for higher face amounts ($250K+) for all ages. The
policy may be surrendered within 60 days of certain policy anniversaries for the enhanced surrender
values below:

The return of premium feature is not available on face amounts under $50,000. This feature is included
at no additional charge in policies with death benefits of $50,000+ and no-lapse guarantees to at least
age 100 (or 30 years for issue ages 70 and above).

Transition Guidelines
We’re providing a 60-day transition period. Cases issued through 12/14/23 automatically receive the
better of the old and new rates. No request is necessary. Cases issued after the 12/14/23 cutoff date
will receive the new rates.