One America 4% Acceleration on Joint Policies is Back

One America is pleased to announce, effective IMMEDIATELY, the 4% acceleration option (25-month base) is now back for joint-life Asset-Care cases! As you’re likely aware, this typically creates more monthly LTC benefit as compared to the 2% or 3% acceleration options.

Details may be viewed in the official announcement here: OneAmerica® Expands Joint Asset Care Offering and I’ve compiled a short list of need to know items:

  • Pending joint cases can be converted to the 4% acceleration upon request and submission of a new illustration
  • Cases issued on or after July 1, 2023, can be reissued upon request and submission of a new illustration. Requests must be in to OA case manager by 8/31
  • COB options on the joint policy with 4% acceleration (25 month base) are an additional 25 months, additional 50 month OR Lifetime
  • If you have any cases that we’ve run you or you’re currently working on, please reach out to rerun using the 4%!

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