New California Permanent Life Insurance Training Requirement 

Beginning January 1, 2025, California Senate Bill 263 requires that resident and nonresident life agents must complete a one-time, four-hour training course before soliciting individual customers to sell non-term life insurance in California. 

Licensees who became licensed in 2024 and after are required to take the new one-time training. The training must be completed by January 1, 2025. Agents licensed before 2024 are also required to complete the training but will not be required to do so until the next time they renew their California license.

Please note that SB 263 imposes additional training requirements for agents that sell variable life insurance. Consult with your broker-dealer for additional information.

New Business and Policy Change Guidelines
Please note the following details regarding how this training requirement will impact your new non term life insurance business.

• Applications dated January 1, 2025, and after will be impacted by this new training requirement.
• If an application is taken and the training has not been completed, the application will not be processed. It will be closed by New Business/Policy Change once this determination is made.
• A new application and all supplemental forms that are dated after the training has been completed will be required.

Due to the above guidelines, it is very important that this training be completed before
soliciting any non-term business in 2025.

For support on locating vendors, please contact the California Department of Insurance or visit the California Department of Insurance website at https://www.insurance.ca.gov/