John Hancock Policy Crediting Rate and Indexed Parameter Changes

At John Hancock, we are proud of our record of delivering exceptional policy performance for our customers. The strong investment capabilities are at the core of this continued success.
Effective March 1, 2023, the following adjustments will take place
on new and inforce policies:

• Crediting rates will increase by 10 basis points on new and
inforce Protection UL and Protection SUL policies
• Fixed account rates will increase by 20 basis points on Indexed
UL and certain Variable UL products
• The participation rate will increase by 5% for Indexed UL
Barclays Global MA accounts
• Crediting rates will decrease by 10-20 basis points on certain
inforce products
• The declared rate will increase by 15 basis points on
Performance LTC

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