Effective February 21, 2023, QoL Flex Term is repriced in all in all states where it is sold. Over 95% of cells have lower premiums with an average decrease around 4%. The lower rate trend can be seen across all bands.
Pricing: Face amounts $500,000+ have a Top 2 ranking in 99% of the premium cases versus term products with living benefits.
Low monthly modal factor remains at 8.45% and continues to put QoL Flex Term among the top term products.
Faster decisions: Agile Underwriting+ provides the opportunity to avoid the paramed and receive the offer 24 hours after the interview.
Rated case advantage: QoL Flex Term continues to offer some of the very lowest premiums for rated cases leveraging Special Class.
- February 21, 2023
- Benkis Barrueta
- Carrier News, Life Insurance, Rates
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