Category Archives: Life Insurance

North American Changes to ADBE Interest Rate, Variable Interest Rate Policy Loan, and Fixed Interest Participating Policy Loan rates

For new Accelerated Death Benefit Endorsement (ADBE) accelerations beginning April 1, 2024, the ADBE interest rate will change to 5.50%.
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National Life Group IUL Participation Rates Are Increasing

IUL Participation Rates Are Increasing For Balanced Trend and US Pacesetter, in all states except NY.
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Transamerica IUL Cap Rate Changes

Effective December 16, 2023, Transamerica is changing cap rates on index accounts for previously sold IUL products. There are no changes to floors…
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John Hancock Application Deadline Extended for Protection Term ’20 and Vitality Term ’20

After December 29, only Protection Term '23 and Vitality Term '23 will be available for quoting. See below for transition rules.
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Corebridge PG QoL Flex Term New Rates

Effective October 30, 2023, QoL Flex Term is repriced in all states where it is sold. Overall, the rates trend lower, and decreases…
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Mass Mutual Coverage for Undocumented Residents

Undocumented workers living in the U.S. for 10+ years may now be eligible for term or whole life insurance under certain parameters.
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North American Increased Premium Limits

North American premium limits, which apply to lump sums, 1035 exchanges, ongoing premiums, and multiple pending applications on the same client
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Symetra Updates to Accelerated Underwriting Program

To make the program even more attractive—and potentially deliver even faster underwriting offers—we’ve added an Express path.
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Pacific Life PL Promise GUL & PL Promise Conversion UL: Reproce & Enhancements in Washington, D.C

PL Promise GUL and PL Promise Conversion UL have been repriced and now offer the following enhancements in Washington, D.C., beginning October 16,…
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Lincoln Product Update WealthAccelerate IUL

Lincoln WealthAccelerate IUL -10/16/23 is a flexible premium universal life insurance product that offers a death benefit with flexibility for growth, access to…
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