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Author Archives: Benkis Barrueta

Securian Premium Deposit Account Rate Decrease Effective February 1, 2024

January 25, 2024

Effective February 1, 2024, we are decreasing our Premium Deposit Account (PDA) interest rates by 0.75%. New rates will be reflected on the…

North American Changes to ADBE Interest Rate, Variable Interest Rate Policy Loan, and Fixed Interest Participating Policy Loan rates

By Benkis Barrueta

January 25, 2024

For new Accelerated Death Benefit Endorsement (ADBE) accelerations beginning April 1, 2024, the ADBE interest rate will change to 5.50%.

MassMutual DI Underwriting Enhancements

By Benkis Barrueta

January 22, 2024

Occupation classes are easier, so MassMutual enhanced their business owner and executive disability income (DI) insurance underwriting programs. Additionally, their W-2 to 1099…

National Life Group IUL Participation Rates Are Increasing

By Benkis Barrueta

December 14, 2023

IUL Participation Rates Are Increasing For Balanced Trend and US Pacesetter, in all states except NY.

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