American National’s Interest Rider is Changing

Effective 3/1/2021

The additional interest bonus for Palladium Multi-Year Guarantee Annuity (MYGA), Century Plus Annuity (CPA) and the WealthQuest Citadel Diamond will no longer be paid for the life of the contract.

• Palladium Multi-Year Guarantee Annuity (MYGA)
  • The additional interest will only be paid for the length of the guarantee period chosen.
• Century Plus Annuity (CPA)
  • The additional interest will be paid for 10 years.
• WealthQuest Citadel Diamond Annuities
  • Each deposit will get the rate enhancement for the stated duration of the rider; WQ5 – Five years, WQ7 – seven years.
    • Citadel Five Diamond Annuity
      • It will apply to the deposits received in the first year.
    • Citadel Seven Diamond Annuity
      • It will apply to the deposits received in the first 3 years.
  • Please Note: These changes will not affect the first year interest rate enhancement.

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