AIG – Underwriting Improvements


From AIG 

Effective Immediately

1. Foreign Travel: Restrictions Lifted
We are immediately reverting back to our pre-covid country-by-country rating guidance as published in our Foreign Travel Guidelines flyer available below

2. Personal Health Statement (PHS) is no longer required:
On case approvals that are within AIG retention, within 60 days of initial application date, and where PHS is the only delivery requirement outside of the initial premium.*

*This applies to virtually all automated case approvals.

Please review the Field UW Guide to determine when PHS may be required.


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