Here’s a summary of the changes to the brochure and AIG’s program overall:
Additions that align with the recent Client Profile form changes
Anticipated holding period should align with product features (i.e. surrender charge, living benefit, etc)
Added transparency regarding our focus for replacements and where we may ask for more information if it is not provided.
Replacing policies with living benefits and understanding the income available in the existing contract
Fixed annuity to index annuity replacements and documenting the guaranteed rates on the existing contract
Provided guidance about multiple premiums and that potential performance/illustrations should not be relied on as expectation of future performance.
Keep in mind
AIG can review cases on a pre-sale suitability basis (see page 6 of the document attached)
To submit a case for pre-review, the IMO/BGA can complete and send AIG suitability team the Client Profile form (with no client signatures for pre- sale review). Once you have a completed client profile form you can email it to [email protected] to see if the case will receive approval.
To get help with new illustrations or for more information, call 800-568-5667 or email us at [email protected]
With NFG Brokerage, you no longer need to depend on a one size fits all approach. We work hard for you to create customized insurance strategies to help you deliver the most affective solutions to your clients. Your success is our success...don't delay!
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.